LIFE INVESTORS GROUP is committed to your privacy. Our Privacy Policy does not apply to web sites maintained by other companies and organizations to which we link or which link to us. Our Privacy Policy will be updated from time to time, and the most updated version can always be found at this URL.

LIFE INVESTORS GROUP is dedicated to ensuring the security and quality of your visit. The policy below explains how we may apply and secure your information.

There are two types of information that we collect: non-specifically-identifiable information that is collected in aggregate (website use information) and personal information that you choose to provide to us.

LIFE INVESTORS GROUP is a licensed insurance agency but is not a insurance company. Any information that you provide us with does not pre-qualify you for insurance.

INFORMATION WE COLLECT AND HOW IT IS USED

**SPECIAL NOTE FOR "DO NOT CALL" LIST REGISTRANTS**

BY SUBMITTING PERSONAL INFORMATION TO US, YOU AUTHORIZE LIFE INVESTORS GROUP AND OUR PARTNERS AND CLIENTS TO CONTACT YOU VIA E-MAIL OR TELEPHONE IN ORDER TO PROCESS AND/OR FULFILL YOUR REQUEST, EVEN IF YOU ARE REGISTERED ON THE NATIONAL DO NOT CALL LIST OR ANY EQUIVALENT STATE DO NOT CALL LIST. YOU WILL BE CONTACTED AT THE PHONE NUMBER YOU PROVIDE TO US, REGARDLESS OF WHETHER IT IS A CELLULAR PHONE OR A LAND LINE.

PERSONAL INFORMATION

LIFE INVESTORS GROUP does not collect personal information about you unless you voluntarily provide it to us. If you decide to submit personal information to us, LIFE INVESTORS GROUP may use it to fulfill your request for insurance, or to follow up with you to provide the information that you requested. By submitting personal information to us, you grant us the right to use your personal information to provide you with insurance quotes or to obtain you insurance through an insurance company.

Personal Information could include the following: address, telephone number, e-mail, insurance amount, contact name, etc.

You may provide information of a personal nature to us for the following situations (for example):

• To share with insurance carriers for the purpose of receiving information about a service or product in which you are interested
• To ask a question or seek additional information
• To share your comments or feedback about our web sites
• To register to receive communications from LIFE INVESTORS GROUP and its third party affiliates and partners
• To receive information about partnering with us as an affiliate, insurance carrier, etc.

You hereby agree that the information you provide does not constitute private health information as is generally understood in the industry.

If you voluntarily choose to provide us with personal information, we will use it for any purpose, including but not limited to, the following:

• To share with our partners for the purpose of sending you information about a product or service in which you have expressed interest or in which we believe you will be interested
• To send communications that you have requested from LIFE INVESTORS GROUP and its third party subsidiaries
• To receive information about partnering with us as an affiliate, insurance agent, etc.
• To improve or customize the content and/or layout of our web pages
• To contact you when necessary
• To send you related information which we think you might be interested in

ANONYMOUS INFORMATION

When you visit our site, we collect anonymous information about your browsing. This may include things such as: Browser types, IP address of visitors to our Web page, Cookies, Computer Operating Systems, and Clear Gifs from e-mails and ad banners. We also collect aggregate information on what pages visitors access and how long they stay on each page. We use this information to improve our marketing and promotional activities, to analyze our site usage, and customize our site to better meet the needs of our site visitors.

We do not (and cannot) use Browser types, IP address, Cookies, Operating Systems, or Clear Gifs to retrieve personal information about you, or other computer users from your computer.

INFORMATION SHARING AND DISCLOSURE

Other than for application for insurance to insurance carriers, we do not share your information with any third parties.

LINKS TO OTHER WEBSITES

Some pages on our Web site may contain links to other web sites. Please note that when you click on one of these links, you are moving to another Web site. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

ANTI-SPAM POLICY

Spam is commercial e-mail or unsolicited bulk e-mail which has not been requested by the recipient. You will not receive LIFE INVESTORS GROUP e-mail communications unless you submit your e-mail address. 

Third-party advertising companies may serve ads on our website. These third-party advertising companies may employ Cookies and/or Clear Gifs to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date and or time of banner ad shown, the specific banner ad that was shown, Cookies, and the IP address. This information can be used for online preference marketing purposes. Clear Gifs, Cookies, and the IP address are not tied to users’ personally identifiable information.

CHANGES TO THE PRIVACY POLICY

LIFE INVESTORS GROUP may amend this policy from time to time, and we may use visitor information for new, unanticipated uses not previously disclosed in this privacy policy statement. If our Privacy Policy changes at some time in the future, we will post the changes prominently to our website at this URL and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back to this page periodically.

CONTACT US

LIFE INVESTORS GROUP may be contacted at 12706 Oak Run Court Boynton Beach, FL 33436 (800) 769-5140 info@lifeinvestorsgroup.com

Last updated: Septemberr 12, 2008